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Optimum Payment Services has partnered with Advance Restaurant Finance, LLC.  ARF is a California limited liability company and a licensed finance lender by the California Department of Corporations, license number 603,7958. Established in 2001, ARF provides short term, working capital for merchants in all 50 states. ARF is managed and staffed by industry veterans with extensive experience in restaurant finance and small to medium-sized retail industries and employs a full time staff of financing professionals across the nation.

ARF can place loans with terms of 26, 40 and 52 weeks with varying rates depending on the particular applicant’s credit worthiness and business circumstances. ARF’s corporate office is located in San Mateo, California. ARF also maintains affiliate offices in Ft. Lauderdale, Florida and Houston, Texas.

Direct Lender
We are a direct lender. We make the loan decision. Talk to a decision maker and get a loan, not a cash advance!
Fast & Easy
  • Up to $1,000,000 in 7 days or less
  • Easy application process
  • Low documentation
  • No application fees
Flexible
  • No collateral required
  • Payback not tied to credit cards
  • Up to 18 month terms
  • Interest is tax deductible
Hospitality Experts
We only loan to Restaurants, Bars Nightclubs, and Hotels, so we understand your challenges and have products to fit your needs.

Contact Us for full details...

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